Effective Date: March 13, 2025

Welcome to TWB Hub and Transatlantic Trading Group (the “Company,” “we,” “our,” or “us”). These Terms of Use (“Terms”) govern your access and use of our websites twbhub.com and transatlantictradinggroup.com, as well as all associated content, digital products, and services (collectively, the “Services”).

By accessing or purchasing any of our materials, you agree to these Terms. If you do not accept these Terms, you must not use our Services.

1. GENERAL DISCLAIMER & LIMITATION OF LIABILITY

🔹 No Guarantees or Warranties

•Our materials and Services are for informational purposes only. We do not guarantee any specific results, earnings, or financial success.

•Any actions you take based on our content are at your own risk. We are not responsible for any financial loss, business failure, or negative outcomes.

•We do not provide legal, tax, or investment advice. Always consult with professionals before making business decisions.

🔹 Limited Liability

•Under no circumstances shall we be liable for any direct, indirect, incidental, or consequential damages arising from the use of our materials, including but not limited to lost profits, lost data, or business disruptions.

•Our maximum liability to any user shall not exceed the amount paid for the specific product or service purchased.

2. REFUND & PAYMENT POLICY

🔹 All Sales Are Final – No Refunds

• Since all our products are digital, delivery times vary: the “Trade Without Borders” guide is delivered instantly, supplier databases are sent within 72 hours, and online courses run on scheduled dates.

• We do NOT provide refunds if:

❌ You change your mind after purchasing.

❌ You decide the content is not what you expected.

❌ You fail to implement the provided strategies.

❌ You do not achieve the desired results (since success depends on individual execution).

🔹 Refund Eligibility (Very Limited Cases)

Refunds are only considered if:

✅ You do not receive access to the purchased digital product.

✅ The product does not match the description on our website.

✅ You experience a technical issue that prevents access to the materials and our support team is unable to resolve it.

📌 Refund Requests Must Be Made Within 3 Days of purchase and must be submitted in writing to [email protected]. Approved refunds may take up to 10 business days to process.

3. INTELLECTUAL PROPERTY & RESTRICTIONS

🔹 Strict Copyright Protection

•All content, courses, supplier databases, and materials on twbhub.com and transatlantictradinggroup.com are protected by copyright laws and remain our exclusive property.

• You may not copy, distribute, resell, share, modify, or reproduce any of our materials without prior written permission.

🔹 Legal & Financial Penalties for Violations

🚨 Unauthorized sharing, distribution, or reselling of our materials will result in:

✅ Immediate termination of your access to our content without refund.

✅ A financial penalty of $500,000 USD for damages, plus additional legal actions.

✅ Permanent ban from using our Services.

✅ Liability for all legal fees and court costs incurred in enforcing our rights.

4. PRODUCT ACCESS & DELIVERY

•Upon successful payment, you will receive access to the purchased product via email.

•If you do not receive it within 72 hours, check your spam/promotions folder before contacting support.

📌 Supplier Database Purchases:

• You receive only the supplier contacts for the categories you select.

•We do not guarantee the performance, pricing, or reliability of any supplier.

5. PRIVACY & DATA USAGE

Your use of our Services is subject to our Privacy Policy, which explains how we collect, store, and protect your data. By using our websites, you consent to our data practices.

6. THIRD-PARTY SERVICES & LINKS

•Our websites may contain links to third-party sites (e.g., payment processors, advertisers, or partners).

•We are not responsible for their privacy policies, content, or business practices.

7. ARBITRATION & DISPUTE RESOLUTION

🔹 International Jurisdiction

•Any disputes related to these Terms shall be resolved through binding arbitration in a neutral international venue agreed upon by both parties.

•You waive your right to file a lawsuit in a court of law regarding any claims related to our Services.

8. CHANGES TO TERMS OF USE

• We reserve the right to modify these Terms at any time.

•Continued use of our websites after changes are made constitutes acceptance of the new Terms.

9. CONTACT US

If you have any questions regarding these Terms, contact us at:

📩 Email: [email protected]

🌍 Websites: twbhub.com | transatlantictradinggroup.com

🚀 Transatlantic Trading Group – Your Gateway to Global Trade